Qist Calculator
See the advance, monthly payment and total for any phone before you apply.
Your phone
Select brand
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Not sure which plan suits you?
Message us on WhatsApp and our team will help you choose.
How buying a phone on qist works
Choose a phone and a plan
Pick the phone, 3, 6 or 9 months, and one of three advance amounts. The calculator above shows the advance, the monthly instalment and the total before you apply.
Apply in about ten minutes
Online or at a partner shop, with your own CNIC, a mobile number on WhatsApp, a guarantor and one reference. Anyone aged 18 to 65 can apply.
Accept the sale, then pay the advance
Mobilistan buys and owns the phone first, then sells it to you at one fixed price: a Musawamah sale, not a loan. You pay the advance only when you accept, at hand-over, and the phone is yours from that moment.
Pay the same amount every month
With JazzCash at mobilistan.pk/pay or in the MPay app. The price never goes up: no interest, no late fee, and you can finish early at any time.
Every phoneβs monthly price over 3, 6 and 9 months, in one table: the Qist Index.
Not sure which phone? How to choose a phone you can afford every month.
Before you buy
Is buying a phone on qist from Mobilistan halal?
Yes. It is a Musawamah sale, not a loan: Mobilistan buys and owns the phone first, then sells it to you at one fixed price. There is no interest and no late fee. It is certified by Al Hijrah Sharia Advisory Services. See the Sharia page.
How much is the monthly instalment?
It depends on the phone, the advance you choose and whether you pay over 3, 6 or 9 months. The Qist Calculator shows the exact advance, monthly amount and total for every phone.
What do I need to apply?
Your original CNIC, a mobile number on WhatsApp, a selfie, your address and work, and the details of a guarantor and one reference. You must be 18 to 65. See what to keep ready.
What happens if I pay late?
No fee is ever added. You get reminders two days before, on the day and the day after. On the second day after the due date you get a final notice at 10:00, and if it is still unpaid at 15:00 the phone may be restricted until you pay. It is released automatically once you pay. See what actually happens.
Where can I buy?
Apply online at mobilistan.pk/apply, or visit a Mobilistan partner shop. Shops are listed by city at mobilistan.pk/partner-shops. Our head office is at Al Sami Plaza, Art School Road, Quetta.
How do I pay my instalment?
From your JazzCash wallet with Tap to Pay at mobilistan.pk/pay, in the MPay app, or through the payments helpline 0370-8199951. Someone else can also pay for you. See step by step.
Which phones can I get?
New phones from our official partners Samsung, OPPO, Infinix, TECNO, itel, Villaon, each with the manufacturerβs warranty. See all phones.